Choose your moment

Fast, flexible, and affordable insurance
Backed by
Powered by HCF
Life Insurance Innovation of the Year
Best insurance innovation award

Being adventurous can mean something different for everyone.

You might be somebody who enjoys a lunchtime run with your work colleagues, or maybe your idea of an adventure is jetting off to the Canadian mountains for a 3-day hike. It could be a weekend bike ride with the kids or a solo skiing trip in New Zealand. Whatever your type of adventure is, Flip has got you covered if things go awry.

Flip isn’t for you if you’d prefer to set binge-watching goals. It’s for the moments you choose to make the most of your year, and only pay for insurance when you need it. Take the quiz below to discover what adventure you should take on next.

What is your next adventure?


Take the Quiz:
what is your next adventure?

Flip is insurance for (almost) any adventure. Whether it’s joining a new sports team, a hike in Canada, or cycling around Australia, take the quiz to discover what your next moment should be.

Take the Quiz
2 minutes
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We're backed by HCF Life, which is owned by Australia's largest not-for-profit health insurer, HCF

Stories of Flip in action

Want protection for your most active days?

Check out Flip's range of products
Overseas cover

Flip Roaming

Accidental injury insurance while overseas at a covered destination outside Aus/NZ. Up to A$70,000 in cash payouts.
For business

Flip Group Active

Help your customers enjoy their active lives with peace of mind. Easily integrate accidental injury cover into your core offer to add value and build customer loyalty.
AU/NZ cover

Flip Active

Accidental injury insurance for Australian residents aged 18-64. Get cover for a day, a week or a monthly subscription so you can enjoy your active lifestyle stress-free.
AU/NZ cover

Flip Kids

Accidental injury insurance for 5-17 year olds. Parents or legal guardians can buy cover on behalf of their kids, for peace of mind for the kids' most active days.

What Flip users are saying

I would highly recommended Flip insurance, the claim process is exceptionally easy to navigate and all information for the process explained. My claim was processed and approved within a couple of hours. A very positive insurance experience which is a rarity nowadays! Well done to the Flip team!
Bodhi S
Flip were incredibly easy to work with and the process of putting in a claim is super simple. It is so easy to switch on your cover even if you think you don't need it. I highly recommend anyone who is active like me, who loves extreme sports, to get cover with Flip.
Carter G
The claim process is as straightforward as it could possibly be!
Daniel M | Mountain biker
I received great service from Flip, the communication was clear and professional and they helped me out when I needed it. The coverage is great, it covers all it needs to!
Dougal | Mountain biker
Flip is simple and I can choose exactly when I want cover. Signing up literally took less than two minutes. Being able to cancel when I don’t need it and get cover again when I do is perfect for my lifestyle.
Marie | Yogi | Runner | Cyclist
Person Climbing a hill on sunset
I’m always skeptical of insurance products and it being too good to be true, so need to find the catch. Not this time Flip’s the real deal.
Stitch | Runner | Boxer | Noob mountain biker
Mountain Bike Accident
Between all of my sports, I probably get injured more than most. I feel super protected with Flip because it helps with out of pockets gaps, and random expenses. I wouldn’t be without it for the peace of mind.
Ege | Soccer player | Indoor rock climber | Snowboarder
Snowboarder Performing a Jump