So flipping flexible.

Cover for the day, or ongoing subscription cover.

Compare Flip’s two flexible and affordable options to see which best fits your lifestyle. Notice we don’t have a ‘sign your life away’ plan? With Flip, there are no lock-in contracts ever.

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Compare Flip cover

With Flip, you’ve got two main options - a Day Pass for a single day of cover, or an Always On subscription for ongoing protection.

But don’t stress, you’re not locked into one or the other (we see you, commitment-phobes).

You might want cover for a day this week, and cover for the whole of next month, but no cover for the next 6 months. It’s all good - with Flip, the choice is all yours.

Day Pass

If you want cover on a specific day pay

$6
per day

  • Commitment level

    Zero. Just pay for the days you want cover

  • Instant activation?

    Yep. Start cover in minutes

  • Can I Boost?

    Nah. Double payouts are only available with an Always On subscription

  • Book ahead?

    Sure. Organised types can cover upcoming events, trips, or regular activities up to 3 months ahead

  • Cover amount

    Up to $20,000 depending on your injury

Let's get started

Always On Subscription

If you want full-time cover, subscribe for

$9
per week

  • Commitment level

    Teeny. You can literally cancel any time

  • Instant activation?

    Yep. Get covered in minutes

  • Can I Boost?

    Absolutely. On days you feel most at risk, Boost doubles your payout and costs just $6 extra per Boost day 🚀🚀

  • Book ahead?

    Nope. Always On starts when you activate it. But you can book a Boost in advance when your Always On is active

  • Cover amount

    Up to $20,000 depending on your injury with Always On, or up to $40,000 depending on your injury with Boost

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Frequently asked questions

See FAQs

What now?

Wanna see what’s covered and what’s not?

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Need to know more about how Flip works?

Take a look

Ready to give medical expenses the flip?

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Drop us your email and we’ll tell you about the latest ways Flip is helping people do more of what they love.
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Flip Insurance PTY LTD
Backed by
HCF

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Flip advice is general in nature. We don’t take into account your personal circumstances, so please consider how appropriate it is for you before taking action. It’s important to read our Product Disclosure Statement and Financial Services Guide and Target Market Determination before signing up, too.

HCF Life Insurance Company Pty Ltd ABN 37 001 831 250, AFSL 236 806 (HCF Life) is the issuer of Flip Insurance. Flip Insurance Pty Ltd ABN 71 648 680 960, ARN 001288198 (Flip Insurance) is a wholly owned subsidiary and authorised representative of HCF Life. HCF Life is a wholly owned subsidiary of The Hospitals Contribution Fund of Australia Limited ABN 68 000 026 746, AFSL 241 414 (HCF), and acts on its own behalf.

Premiums for Flip cover are paid to HCF Life. HCF receives commission of 80% of HCF Life’s underwriting profit each year calculated as premiums less claims and expenses. Flip Insurance may receive remuneration from HCF Life for the financial services it provides in relation to Flip cover. Flip Insurance and HCF Life employees receive a salary, paid by HCF Life, for the financial services they provide in relation to Flip cover. In addition, HCF, HCF Life and Flip Insurance employees may also receive an incentive depending on the total revenue and profitability of the products which they sell. The portion of this attributable to Flip products will not exceed 10% of HCF Life’s premium revenue earned from Flip cover.

Acknowledgement of Country

Flip acknowledges the Traditional Custodians of the beautiful country throughout Australia where we are so lucky to live, work and play. We acknowledge and respect their connections to land, sea and culture. As adventurers, we are deeply grateful to respectfully share the beauty of the waters, mountains, beaches, trees, animals, stars, skies, and important sites. We pay our respect to all elders past and present and offer our respect and thanks to all Aboriginal and Torres Strait Islander peoples today.