Friends and fam of Flip

A big thanks to our HCF family for your support.

👉 We'd love for you to be one of the very first Flippers to give our on-demand injury cover a whirl 🙌

We’re backed by :

A flipping incredible offer👋

Flip is on-demand injury cover that helps you do more of what you love. Get to know Flip by trying out our weekly subscription or day pass. Promotions are subject to our promo terms & conditions.

1 Free Week of Always On*

Ongoing protection for peace of mind

Subscribe for full-time cover
Instant activation
Cancel any time
Boost to double your payout for the day, for just $6 extra per day
Lightning-fast claims
Get up to $20,000 depending on your injury
Enter code at checkout: FLIPFRIENDS
*Limited to first 30 people
Let’s get started

$1 Day Pass Cover*

Flexible cover, just for the days you want it

Pay by the day
Instant activation
No ongoing commitment
Book ahead for upcoming activities, events, or trips
Lightning-fast claims
Get up to $20,000 depending on your injury
Enter code at checkout: SNEAKPEEK
*Limited to first 100 people
Let’s get started
1

Create a Flip account

  • Join the Flip fam in under a minute
  • We’ll ask three quick questions, and you’re done
2

Activate your cover

  • When you’re ready, choose the cover that fits your lifestyle
  • There’s no waiting period, cover starts straight away
  • Check out the PDS and TMD to make sure Flip’s right for you
3

Make a claim in minutes

  • If you get injured while your cover is on, submitting a claim is quick and painless
  • Start by gathering some evidence (within the relevant time period), then answer a few questions about the accident
  • Submit your claim in less than 5 minutes 👌
4

Cash in your pocket

  • If we approve your claim, we pay cash to your bank account 💸
  • Spend your cash however you want (seriously)
  • Help cover your out-of-pocket medical expenses or rehab, or buy comfort food or brand new gear. Totally up to you

Flip's Injury Insurance in action

Maddy wiped out and broke a tooth when trying a new trick #skateboardfails.
She saw a dentist, made a lightning-fast Flip claim, and got paid straight up cash to cover the medical costs. With a bit to spare for some ice cream 😁🍦.

What does Maddy get?

With Flip ($9 a week)

$2,000

(straight up cash - stoked!) 🤑

Without insurance

$0

(why, Maddy, why?) 😭

Word on the street

⭐  ⭐  ⭐  ⭐  ⭐
Flip just takes away the stress. I know I won’t get caught out with big medical costs. And it’s so easy.

Jake

Flipper | Weekend climber | Weekday bike commuter
⭐  ⭐  ⭐  ⭐  ⭐
Perfect for my lifestyle. I choose when I’m covered, and I’m not locked in. Signing up took literally less than 2 minutes.

Marie

Flipper | Yogi | Runner | Cyclist
⭐  ⭐  ⭐  ⭐  ⭐
Flip offers great coverage at a great price - and the flexibility is perfect.

Ege

Flipper | Soccer player | Indoor rock climber | Snowboarder

Why get injury insurance?

Active people get injured, it’s part of the lifestyle.

If you have Flip injury insurance, you’ll ease the stress of unexpected medical costs.

Some people use Flip on its own, some team it up with private health insurance to help cover the gaps (or access treatment they’re not covered for, or get recovery ice cream…).

Accidents can happen any time. Whether you hurt yourself climbing, striding or grating cheese - we’ve got your back.

Ready to give medical expenses the flip?

Tell me more about Flip

Drop us your email and we’ll tell you about the latest ways Flip is helping people do more of what they love.
Privacy: Flip collects your personal information that you provide in this form for the purpose of providing you with information about Flip products, services and promotions. If you don’t provide your email address, Flip won’t be able to contact you about these matters. How Flip collects, uses, discloses (including overseas) and keeps and secures personal information, how to request access to and correction of your personal information, how to complain about a privacy breach and how this is handled, and how to opt out of direct marketing, is explained in the Flip privacy policy.
Thank you! Your submission has been received!
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Tell me more about Flip? 

Drop us your email and we’ll tell you about the latest ways Flip is helping people do more of what they love.

Privacy: Flip collects your personal information that you provide in this form for the purpose of providing you with information about Flip products, services and promotions. If you don’t provide your email address, Flip won’t be able to contact you about these matters. How Flip collects, uses, discloses (including overseas) and keeps and secures personal information, how to request access to and correction of your personal information, how to complain about a privacy breach and how this is handled, and how to opt out of direct marketing, is explained in the Flip privacy policy.
Thank you, your submission has been received!
Oops! Something went wrong while submitting the form.