Accident Insurance

A new kind of accident cover

Flip Active is pay-as-you-go insurance with options to cover for you for a day, a week or on a monthly subscription.

A new kind of insurance. Get flip, get hurt, get paid up to $50K cash - depending on your injury.

Get started with Flip
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We’re backed by :
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Why you need accidental injury insurance

Active people get injured. It’s part of the lifestyle. Medicare doesn’t cover everything, so the unexpected costs can hit hard.

Getting hurt is expensive

Australians spend around $29Bn out of pocket on health expenses each year. Financial pain from injuries can really sting.

Enter Flip

On-demand injury insurance. Multiple cash payouts up to $50K if you get injured in an accident when your cover’s on.

Instant peace of mind

Finally. A simple, affordable personal injury alternative that protects you from unexpected expenses.

From $7 for a single day

Purchase options

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What Flip users are saying

I would highly recommended Flip insurance, the claim process is exceptionally easy to navigate and all information for the process explained. My claim was processed and approved within a couple of hours. A very positive insurance experience which is a rarity nowadays! Well done to the Flip team!
Bodhi S
Flip were incredibly easy to work with and the process of putting in a claim is super simple. It is so easy to switch on your cover even if you think you don't need it. I highly recommend anyone who is active like me, who loves extreme sports, to get cover with Flip.
Carter G
The claim process is as straightforward as it could possibly be!
Daniel M | Mountain biker
I received great service from Flip, the communication was clear and professional and they helped me out when I needed it. The coverage is great, it covers all it needs to!
Dougal | Mountain biker
Flip is simple and I can choose exactly when I want cover. Signing up literally took less than two minutes. Being able to cancel when I don’t need it and get cover again when I do is perfect for my lifestyle.
Marie | Yogi | Runner | Cyclist
Person Climbing a hill on sunset
I’m always skeptical of insurance products and it being too good to be true, so need to find the catch. Not this time Flip’s the real deal.
Stitch | Runner | Boxer | Noob mountain biker
Mountain Bike Accident
Between all of my sports, I probably get injured more than most. I feel super protected with Flip because it helps with out of pockets gaps, and random expenses. I wouldn’t be without it for the peace of mind.
Ege | Soccer player | Indoor rock climber | Snowboarder
Snowboarder Performing a Jump

Flip in action

Maddy wiped out and broke a tooth when trying a new trick #skateboardfails.

She saw a dentist, made a lightning-fast Flip claim, and got paid straight up cash to cover the medical costs. With a bit to spare for some ice cream 😁🍦.

What does Maddy get?

With Flip ($9 a week)


(straight up cash - stoked!) 🤑

Without insurance


(why, Maddy, why?) 😭

Why get injury insurance?

Active people get injured, it’s part of the lifestyle.

If you have Flip injury insurance, you’ll ease the stress of unexpected medical costs.

Some people use Flip on its own, some team it up with private health insurance to help cover the gaps (or access treatment they’re not covered for, or get recovery ice cream…).

Accidents can happen any time. Whether you hurt yourself climbing, striding or grating cheese - we’ve got your back.

Ready to give medical expenses the flip?

Tell me more about Flip

Drop us your email and we’ll tell you about the latest ways Flip is helping people do more of what they love.
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