On-demand injury insurance.

Active people get hurt. 👉 Get covered for $9/week

Up to $20,000 in your pocket when you need it most,

depending on your injury 🙌

Get started with Flip
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We’re backed by :

Create a Flip account

  • Join the Flip fam in under a minute
  • Three quick steps, and you’re done

Activate your cover

  • When you’re ready, choose the cover that fits your lifestyle
  • There’s no waiting period, cover starts straight away
  • Check out the PDS and TMD to make sure Flip’s right for you

Make a claim in minutes

  • If you get injured while your cover is on, submitting a claim is quick and painless
  • Start by gathering some evidence (within the relevant time period), then answer a few questions about the accident
  • Submit your claim in less than 5 minutes 👌

Cash in your pocket

  • If we approve your claim, we pay cash to your bank account 💸
  • Spend your cash however you want (seriously)
  • Help cover your out-of-pocket medical expenses or rehab, or buy comfort food or brand new gear. Totally up to you

Flip in action

Maddy wiped out and broke a tooth when trying a new trick #skateboardfails
She saw a dentist, paid her account, made a lightning-fast Flip claim, and got $2,000 in her bank account.
She’d paid $1,800 for that shiny new smile, and with the $200 left, she got a sick new skateboard for $189 and invested the last $11 in 3 scoops of her fave gelato 😁🛹🍦

What does Maddy get?

With Flip ($9 a week)


(straight up cash - stoked!) 🤑

Without insurance


(why, Maddy, why?) 😭

Word on the street

⭐  ⭐  ⭐  ⭐  ⭐
Flip just takes away the stress. I know I won’t get caught out with big medical costs. And it’s so easy.


Weekend climber | Weekday bike commuter
⭐  ⭐  ⭐  ⭐  ⭐
Perfect for my lifestyle. I choose when I’m covered, and I’m not locked in. Signing up took literally less than 2 minutes.


Yogi | Runner | Cyclist
⭐  ⭐  ⭐  ⭐  ⭐
The cover is spot on for what I need. I love the flexibility. And it’s so affordable, totally worth it for the peace of mind.


Soccer player | Indoor rock climber | Snowboarder

Why get injury insurance?

Active people get injured, it’s part of the lifestyle.

If you have Flip injury insurance, you’ll ease the stress of unexpected medical costs.

Some people use Flip on its own, some team it up with private health insurance to help cover the gaps (or access treatment they’re not covered for, or get recovery ice cream…).

Accidents can happen any time. Whether you hurt yourself climbing, striding or grating cheese - we’ve got your back.

Get to know Flip cover 👋

Flip is on-demand injury cover that helps you do more of what you love.
It provides additional financial protection to help with unexpected out-of-pocket costs.
Get up to $20,000 cash straight to your pocket, depending on your injury.

Flip Day Pass

Flexible cover, just for the days you want it

Pay by the day
Instant activation
No ongoing commitment
Book ahead for upcoming activities, events, or trips
Lightning-fast claims


per day
Learn more

Flip Always On

Ongoing cover for peace of mind

Subscribe for full-time protection
Instant activation
Cancel any time
Boost to double your payout for the day, for just $6 extra per day
Lightning-fast claims


per week
Learn more

Ready to give medical expenses the flip?