Accidental injury insurance for cyclists

To celebrate Flip being the presenting partner of the BCF Active Lifestyle Expo, we're giving away an epic weekend trip to the Noose Enduro.

Whether you're entering a race, training or just trying to stay fit, you  Grab a FREE WEEK of Flip insurance to help you perform at your peak.

Just use code: FLIPBCF at checkout. Offer expires 31/05/22.

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Win an epic weekend in Noosa!

Beat the winter blues this July! We're giving away a travel voucher and two entries to the 2022 Noose Enduro valued at over $750. Thanks to our friends at Noosa Enduro.

See the competition terms & conditions. Entries close 31/05/22.
Privacy: Flip collects your personal information that you provide in this form for the purpose of conducting the promotion and providing you with information about Flip products, services and other promotions.    
‍Flip will also disclose the personal information you provide to Noosa Enduro so that Noose Enduro can provide you with information about Noosa Enduro’s products, services and other promotions.  
If you don’t provide your email address, neither Flip nor Noosa Enduro will be able to contact you about these matters.       
‍How Flip collects, uses, discloses (including overseas) and keeps and secures personal information, how to request access to and correction of your personal information, how to complain about a privacy breach and how this is handled, and how to opt-out of direct marketing, is explained in the Flip privacy policy.    
How Noosa Enduro collects, uses, discloses (including overseas) and keeps and secures personal information, how to request access to and correction of your personal information, how to complain about a privacy breach and how this is handled, and how to opt-out of direct marketing, is explained in the Noosa Enduro privacy policy.
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A flipping incredible offer👋

Flip is like Netflix for insurance. From just $9 a week, Flip's Accidental Injury insurance covers your butt up to $20k depending on your injury. Protect yourself from unexpected costs.
‍
Simply flip it on when you need it and flip it off when you don't. Try it out for yourself and take advantage of the offer below.

1 Free Week of Always On

Ongoing protection for peace of mind

Subscribe for full-time cover
Instant activation
Cancel any time
Boost to double your payout for the day, for just $6 extra per day
Lightning-fast claims
Get up to $20,000 depending on your injury
Enter code at checkout: 
FLIPBCF
Sign Up Now

$1 Day Pass Cover

Flexible cover, just for the days you want it

Pay by the day
Instant activation
No ongoing commitment
Book ahead for upcoming activities, events, or trips
Lightning-fast claims
Get up to $20,000 depending on your injury
Enter code at checkout: 
Let’s get started
Promotions are subject to our promo terms & conditions.

What is accidental injury insurance?

Flip is creating insurance that helps you do more of what you love.

Affordable

At just $9 per week or $6 per day, Flip won’t break the bank. Just pay for what you need.

Instant

On-demand and instantly activated. No waiting periods, no delays. Flip it on, flip it off.

Simple

Straightforward protection with no confusing jargon.

Learn more
1

Create a Flip account

  • Join the Flip fam in under a minute
  • We’ll ask three quick questions, and you’re done
2

Activate your cover

  • When you’re ready, choose the cover that fits your lifestyle
  • There’s no waiting period, cover starts straight away
  • Remember to check the PDS and TMD Flip’s right for you
3

Make a claim in minutes

  • If you get injured whilst your cover is on, submitting a claim is quick and painless
  • Start by gathering some evidence (within the relevant time period), then answer a few questions about the accident
  • Submit your claim in less than 5 minutes 👌
4

Cash in your pocket

  • If we approve your claim, we pay cash to your bank account 💸
  • Spend your cash however you want (seriously)
  • Help cover your out-of-pocket medical expenses or rehab, or buy comfort food or brand new gear. Totally up to you

Word on the street

⭐  ⭐  ⭐  ⭐  ⭐
Flip just takes away the stress. I know I won’t get caught out with big medical costs. And it’s so easy.

Jake

Weekend climber | Weekday bike commuter
⭐  ⭐  ⭐  ⭐  ⭐
Perfect for my lifestyle. I choose when I’m covered, and I’m not locked in. Signing up took literally less than 2 minutes.

Marie

Yogi | Runner | Cyclist
⭐  ⭐  ⭐  ⭐  ⭐
The cover is spot on for what I need. I love the flexibility. And it’s so affordable, totally worth it for the peace of mind.

Ege

Soccer player | Indoor rock climber | Snowboarder
⭐  ⭐  ⭐  ⭐  ⭐
Flip just takes away the stress. I know I won’t get caught out with big medical costs. And it’s so easy.

Jake Climber

Flipper | Weekend climber | Weekday bike commuter
⭐  ⭐  ⭐  ⭐  ⭐
Perfect for my lifestyle. I choose when I’m covered, and I’m not locked in. Signing up took literally less than 2 minutes.

Marie

Flipper | Yogi | Runner | Cyclist

Flip in action

Maz found the only pot-hole in Manly, flipped his bike and broke both his wrists. Luckily he had Flip. 

Surgery in hospital sorted the wrists, and his Flip claim was totally painless. He got paid straight-up cash that covered his medical costs, with plenty to spare for food deliveries while he healed dem bones 🍔.


What does Maz get?

With Flip ($9 a week)

$2,000

Straight-up cash - stoked! 🤑

Without insurance

$0

Why, Maz, why? 😭

Why get injury insurance?

Active people get injured, it’s part of the lifestyle.

If you have Flip injury insurance, you’ll ease the stress of unexpected medical costs.

Some people use Flip on its own, some team it up with private health insurance to help cover the gaps (or access treatment they’re not covered for, or get recovery ice cream…).

Accidents can happen any time. Whether you hurt yourself climbing, striding or grating cheese - we’ve got your back.

Ready to give medical expenses the flip?

Let’s get started

Tell me more about Flip

Drop us your email and we’ll tell you about the latest ways Flip is helping people do more of what they love.
Privacy: Flip collects your personal information that you provide in this form for the purpose of providing you with information about Flip products, services and promotions. If you don’t provide your email address, Flip won’t be able to contact you about these matters. How Flip collects, uses, discloses (including overseas) and keeps and secures personal information, how to request access to and correction of your personal information, how to complain about a privacy breach and how this is handled, and how to opt out of direct marketing, is explained in the Flip privacy policy.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
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Flip advice is general in nature. We don’t take into account your personal circumstances, so please consider how appropriate it is for you before taking action. It’s important to read our Product Disclosure Statement and Financial Services Guide and Target Market Determination before signing up, too.

HCF Life Insurance Company Pty Ltd ABN 37 001 831 250, AFSL 236 806 (HCF Life) is the issuer of Flip Insurance. Flip Insurance Pty Ltd ABN 71 648 680 960, ARN 001288198 (Flip Insurance) is a wholly owned subsidiary and authorised representative of HCF Life. HCF Life is a wholly owned subsidiary of The Hospitals Contribution Fund of Australia Limited ABN 68 000 026 746, AFSL 241 414 (HCF), and acts on its own behalf.

Premiums for Flip cover are paid to HCF Life. HCF receives commission of 80% of HCF Life’s underwriting profit each year calculated as premiums less claims and expenses. Flip Insurance may receive remuneration from HCF Life for the financial services it provides in relation to Flip cover. Flip Insurance and HCF Life employees receive a salary, paid by HCF Life, for the financial services they provide in relation to Flip cover. In addition, HCF, HCF Life and Flip Insurance employees may also receive an incentive depending on the total revenue and profitability of the products which they sell. The portion of this attributable to Flip products will not exceed 10% of HCF Life’s premium revenue earned from Flip cover.

Acknowledgement of Country

Flip acknowledges the Traditional Custodians of the beautiful country throughout Australia where we are so lucky to live, work and play. We acknowledge and respect their connections to land, sea and culture. As adventurers, we are deeply grateful to respectfully share the beauty of the waters, mountains, beaches, trees, animals, stars, skies, and important sites. We pay our respect to all elders past and present and offer our respect and thanks to all Aboriginal and Torres Strait Islander peoples today.