- We approve most claims within a few business days
- Covers accidents in Australia, NZ and, with Flip Roaming, for other covered countries
- Instant cover, or schedule in advance
- No quotes or lock-in contracts
- Checkout in minutes
Flip can give you extra peace of mind whether you want protection for yourself or your child.
While most sports are safe and exciting, cycling accidents can happen.
Don't let an unexpected injury ruin your day – make sure you're protected with Flip.
Cycling insurance eases the financial pain of accidental injuries.
Cycling is great for your physical and mental health, and if you’re on a ride with Flip activated and get an injury that we cover, we give you a set cash payout within a few days for eligible claims.
Understanding what you’re covered for can be overwhelming, and sometimes you don’t realise until after something's gone wrong that you might have a lot of costs to pay. We've created injury cover for cycling accidents that's easy to understand, with no complicated add-ons or hidden catches.
Choose a product
What is Flip’s on-demand accidental injury insurance?
It is a type of personal insurance that provides cover if you have an injury from an accident. Flip has a range of accidental injury insurance products that offer cash payouts for eligible accidental injuries that happen whilst you're covered. There are no waiting periods and no cancellation fees. You can use your cash however you like, whether it’s on medical costs that aren’t covered by your insurance, Ubers to your appointments, or getting a babysitter or food delivery while you’re out of action. Whatever works for you.
Can I get one-day insurance for accidental cycling injuries?
Yes. Flip starts at $7 a day, with week and monthly subscription options too!
Do you cover extreme cycling sports like ultra-distance and freeride?
Who is Flip’s accidental cycling insurance for?
Flip currently welcomes people living in Australia between the ages of 5 and 64 to purchase our cover for cycling accidents in a range of countries. This includes international students, people on working holiday visas and people on temporary working visas. Unfortunately, you won’t be able to buy our current product if you or your child don't live in Australia or are temporarily in Australia as a tourist.
I turned my Flip insurance cover on after I injured myself cycling. Can I claim?
No. With Flip accidental injury insurance, you’re covered for a range of accidental sporting injuries that happen while your insurance is active. This means you’re not covered for anything that happens before your insurance starts or after it ends. To see when your insurance starts or ends, head to your Flip Dashboard and look for your Certificate of Insurance.
Will you replace my bike if it’s damaged in a cycling accident?
Flip provides accidental injury insurance, so you get a cash payout depending on whether you have injuries of a specified severity. You can choose to spend your payout on anything you like, including bike repairs.
Do you cover professional cyclists?
Yes, we welcome weekend warriors and professionals alike when they want cycling injury insurance for accidents in general training, competitions or on event days.
If I buy a Flip product, am I (or my kids) only covered for injuries that happen at cycling events?
No, when your insurance is active, you’ve got cover for a range of common injuries that might happen in an accident, whether that be from running to catch a bus or jumping out of bed.