- Includes cover for on and off-piste
- Covers a range of countries
- Instant cover, or schedule in advance
- No quotes or lock-in contracts
- We approve most claims within a few business days
- Checkout in minutes, no account needed
For first time on the slopes to taking on the black run, Flip can give you extra peace of mind.
While most Snowsports are safe and exciting, accidents can happen.
Don't let an unexpected injury ruin your trip – make sure you've got protection for accidents with Flip ski and snowboard insurance.
Ski insurance eases the financial pain of injuries
Snow sports are great for your physical and mental health, and if you’re on the slopes with Flip activated and get an injury that we cover, we give you a set cash payout within a few days of submitting your claim.
Understanding what you’re covered for can be overwhelming, and sometimes you don’t realise until after something’s gone wrong that you might have a lot of costs to pay. We've created accidental injury cover that's easy to understand, with no complicated add-ons or hidden catches.
Choose a product
Am I eligible to buy Flip Insurance?
Flip currently welcomes people that live in Australia, between the ages of 5 and 64.
This includes international students, people on working holiday visas and people on temporary working visas.
Unfortunately, you won’t be able to buy our current product if you or your child:
- don't live in Australia
- are temporarily in Australia as a tourist
What counts as an accident or accidental injury?
An Accident is a sudden, unexpected event i.e. you can pinpoint the precise time and location of when it happened.
An Accidental Injury / Injury is an acute injury or other physical damage to a person’s body that is caused by an Accident, and is unintentional.
It doesn’t include:
- chronic injuries, like injuries from overuse, repetitive motion or wear and tear
- accidents that happened before your insurance started or after it ended
- medical episodes or medical conditions like illnesses
- injuries caused by surgery or medical care.
Can I buy a Flip product to cover other people?
Flip Kids (ages 5-17)
Must be bought by the kid’s parent or legal guardian. If you’re within this age range and want to be covered, chat to your parent or legal guardian about getting covered with Flip.
Flip Active (ages 18-64)
If you're aged between 18 and 64 and want to buy Flip Active, you can only buy that to cover accidents that happen to you - not accidents that happen to other people.
Flip Roaming (ages 5-64)
You can buy Flip Roaming on behalf of a child aged 5-17 living in Australia, if you are their parent or legal guardian.Flip Roaming can’t be purchased on behalf of another adult, or another child who is not your child.
For a Group (Group Active)
We also offer Group Active Policies for events, groups, teams or clubs. If you’re interested, reach out at firstname.lastname@example.org.
My Flip accidental injury insurance wasn’t turned on at the time of my accident. Can I claim?
No. With Flip accidental injury insurance, you’re covered for a range of accidental injuries that happen while your insurance is active.
This means you’re not covered for anything that happens before your insurance starts or after it ends.
To see when your insurance starts or ends, head to your Flip Dashboard and look for your Certificate of Insurance.