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Want to get cover for triathlon injuries?

Protect yourself (and your wallet) with accidental injury insurance for triathlons.

About triathlon insurance for accidental injuries

Imagine the convenience of turning short-term insurance on for ironman events and triathlon training. You can go hard with the peace of mind that you’ve got cover for a range of accidental triathlon injuries if something goes wrong.

From $7 a day
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Buy Roaming cover

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  • We approve most claims within a few business days
  • Covers accidents in Australia, NZ and, with Flip Roaming, for other covered countries
  • Instant cover, or schedule in advance
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  • No quotes or lock-in contracts
  • Checkout in minutes
Backed by
Powered by HCF
Life Insurance Innovation of the Year
Best insurance innovation award
Backed by
Powered by HCF
Life Insurance Innovation of the Year
Best insurance innovation award

Protection for milestones, not comfort zones

Flip it on
Join the hundreds of Australians using Flip accidental injury insurance for triathlons.

Push your limits

Flip can give you extra peace of mind whether you want protection for yourself or your child when you’re competing in triathlon events.

While triathlons are safe and exciting, triathlon accidents can happen.

Don't let an unexpected injury ruin your day – make sure you're protected with Flip.

Aussies love their triathlons. 

Triathlons are a great way to stay active and have fun while improving heart health, muscle strength, endurance and mental toughness. It’s a popular sport, with over 115,000 participants on starting lines in 2021-22.

Triathlon injuries can be expensive.

All those epic races can lead to injuries that Medicare, private health insurance or travel insurance don’t necessarily cover. The financial pain can hurt more than the injury itself.

Triathlon insurance eases the financial pain of accidental injuries.

If you’re training or racing with Flip activated and get an injury we cover, we give you a set cash payout within a few days for eligible claims.

Uncomplicated accidental triathlon injury cover

Understanding what you’re covered for can be overwhelming, and sometimes you don’t realise until after something's gone wrong that you might have a lot of costs to pay. We've created injury cover for triathlon accidents that's easy to understand, with no complicated add-ons or hidden catches.

Examples

These could apply to both you under Flip Active, or your child under Flip Kids

Covered

I was powering through a paceline, hit a pothole and knocked out a tooth which required an implant denture.

Not covered

I indulged in a post-race hotdog, got food poisoning and had to extend my trip.

Covered

A tree branch ripped through my new bike shorts and I got a gash that needed stitches in the hospital emergency department.

Not covered

I left my wetsuit on the beach, and when I got back it was gone.

Covered

I tore a ligament while working as a triathlon coach and it needed two physiotherapy sessions.

Not covered

I tore a ligament while working at a burger bar.

Covered

I bought a Flip subscription, tore my ACL and then had surgery in the hospital.

Not covered

I tore my ACL, bought a Flip subscription and then had surgery.
Full details of your insurance including definitions are found in the Product Disclosure Statement (PDS), Financial Service Guide (FSG) and Target Market Determination (TMD) docs.

Frequently Asked Questions

What is Flip’s on-demand accidental injury insurance?

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It is a type of personal insurance that provides cover if you have an injury from an accident. Flip has a range of accidental injury insurance products that offer cash payouts for eligible accidental injuries that happen whilst you're covered. There are no waiting periods and no cancellation fees. You can use your cash however you like, whether it’s on medical costs that aren’t covered by your insurance, Ubers to your appointments, or getting a babysitter or food delivery while you’re out of action. Whatever works for you.

Do you cover extreme triathlon sports like ultra-triathlon?

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Yes. When your insurance cover is active, you’re covered for almost any sport, hobby or activity (except motorcycling), even extreme sports. Check the PDS for more detail.

Who is Flip’s accidental triathlon insurance for?

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Flip currently welcomes people living in Australia between the ages of 5 and 64 to purchase our cover for triathlon accidents in a range of covered countries. This includes international students, people on working holiday visas and people on temporary working visas. Unfortunately, you won’t be able to buy our current product if you or your child don't live in Australia or are temporarily in Australia as a tourist.

I turned my Flip insurance cover on after I injured myself in a triathlon. Can I claim?

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No. With Flip accidental injury insurance, you’re covered for a range of accidental sporting injuries that happen while your insurance is active. This means you’re not covered for anything that happens before your insurance starts or after it ends. To see when your insurance starts or ends, head to your Flip Dashboard and look for your Certificate of Insurance.

Will you replace my bike or other equipment if it’s damaged in a triathlon accident?

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Flip provides accidental injury insurance, so you get a cash payout for eligible injuries that varies depending on the severity. You can choose to spend your payout on anything you like, including equipment repairs.

Do you cover professional triathletes?

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Yes, we welcome weekend warriors and professionals alike when they want triathlon injury insurance for accidents in general training, competitions or on event days.

If I have Flip Active or Flip Kids, am I (or my kids) only covered for accidental injuries that happen at triathlon events?

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No, when your insurance is active, you’ve got cover for a range of common injuries that might happen in an accident, whether that be from running to catch a bus or jumping out of bed.