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Worried about accidental sports injuries?
Protect yourself (and your wallet) with personal sports insurance.
About Flip Sports Insurance
Imagine the convenience of being able to turn short term sports insurance on for just an event, trip or the whole season. You can go hard with the peace of mind that you’ve got cover for most accidental sporting injuries if something goes wrong.
- We approve most claims within a few business days
- Covers accidents in Australia, NZ and, with Flip Roaming, for other covered countries
- Instant cover, or schedule in advance
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Protection for milestones, not comfort zones
Get active with confidence
Flip can give you extra peace of mind whether you want protection for yourself or your child.
While most sports are safe and exciting, accidents can happen.
Don't let an unexpected injury ruin your day – make sure you're protected with Flip.
Why accidental sports injury insurance is becoming more popular in Australia
Aussies love sport
Over 40% of us participate in sports every week, but it comes at a cost, with around 1.6 million sports injuries and 50,000 hospitalisations each year.
Sports injuries are expensive
All those bumps, falls and crashes lead to injuries that result in around $29.8 billion of out-of-pocket medical expenses each year. Ouch.
Sport insurance eases the financial pain of injuries
Sport is great for your physical and mental health, and if you’re playing sport with Flip activated and get an injury that we cover, we give you a set cash payout within a few days.
Uncomplicated accidental injury cover
Understanding what you’re covered for can be overwhelming, and sometimes you don’t realise until after something’s gone wrong that you might have a lot of costs to pay. We've created accidental injury cover that's easy to understand, with no complicated add-ons or hidden catches.
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Choose a product
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Frequently Asked Questions
What is sports insurance?
Sport insurance policies provide cover if you have an injury from a sporting accident. We offer types of sports insurance that pay you money if you get injured in an accident, on or off the pitch, where that requires certain treatments.
Do you cover extreme sports?
When you have an active Flip Active, Flip Kids or Flip Roaming policy, you or your child are covered for almost any sport, hobby or activity (except motorcycling) and even extreme sports. Check the PDS for more detail.
My Flip accidental injury insurance wasn’t turned on at the time of my accident. Can I claim?
No. With Flip accidental injury insurance, you’re covered for a range of accidental injuries that happen while your insurance is active.
This means you’re not covered for anything that happens before your insurance starts or after it ends.
To see when your insurance starts or ends, head to your Flip Dashboard and look for your Certificate of Insurance.
Is Flip Roaming a type of travel insurance?
No. Flip Roaming is different from commonly available forms of travel insurance because it covers you for accidental injuries only. While it provides cover for the costs of overseas medical care you receive, it also pays you a set amount based on the severity of the injury you get. Some people use Flip Roaming alongside travel insurance for extra protection, if they are doing something not covered by their travel insurance. Read our PDS to see if Flip is right for you.
Does Flip cover professional athletes?
Yes, we welcome weekend warriors and professionals alike when they want personal sports insurance for general training, event days or competitions in a range of countries.
If I buy a Flip product, am I (or my kids) only covered for injuries that happen at sporting events?
No, when your insurance is active, you’re covered for accidental injuries in all sorts of situations, even when jumping out of bed.
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